/* ---------- Design tokens ---------- */
:root {
  --color-bg: #fbf7f2;
  --color-bg-alt: #f3ece3;
  --color-ink: #15302f;
  --color-ink-soft: #4a615f;
  --color-primary: #1f4847;
  --color-primary-dark: #122e2d;
  --color-primary-light: #2e6260;
  --color-accent: #d97f3f;
  --color-accent-dark: #b9622a;
  --color-accent-light: #f4c89e;
  --color-line: #e5d9c7;
  --color-card: #ffffff;
  --shadow-sm: 0 1px 2px rgba(20, 47, 46, 0.06);
  --shadow-md: 0 6px 24px rgba(20, 47, 46, 0.08);
  --shadow-lg: 0 24px 60px rgba(20, 47, 46, 0.12);
  --radius: 14px;
  --radius-lg: 22px;
  /* Heebo Bold/Black - for big headlines and CTAs (impact) */
  --font-display: "Heebo", system-ui, -apple-system, sans-serif;
  /* Assistant - for body text, paragraphs, long copy (high readability) */
  --font-body: "Assistant", "Heebo", system-ui, -apple-system, sans-serif;
  --container: 1180px;
}

/* ---------- Base ---------- */
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  background-color: var(--color-bg);
  color: var(--color-ink);
  line-height: 1.75;
  font-size: 17px;
  overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--color-primary); text-decoration: none; transition: color .2s; }
a:hover { color: var(--color-accent); }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 21px;
  letter-spacing: .03em;
  font-weight: 900;
  color: var(--color-accent-dark);
  margin-bottom: 24px;
}
.eb-ic { width: 32px; height: 32px; flex-shrink: 0; display: block; }
.eyebrow.on-dark { color: var(--color-accent-light); }

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--color-ink);
  line-height: 1.2;
  font-weight: 700;
}
h2 { font-size: clamp(28px, 4vw, 42px); margin-bottom: 18px; }
h3 { font-size: 22px; margin-bottom: 10px; }
p { color: var(--color-ink-soft); }
p strong { color: var(--color-ink); font-weight: 700; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 14px 26px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 16px;
  font-family: var(--font-body);
  border: none;
  cursor: pointer;
  transition: transform .15s, box-shadow .2s, background .2s;
}
.btn-primary { background: var(--color-primary); color: #fff; box-shadow: var(--shadow-md); }
.btn-primary:hover { background: var(--color-primary-dark); color:#fff; transform: translateY(-2px); box-shadow: var(--shadow-lg); }
.btn-accent { background: var(--color-accent); color: #fff; box-shadow: var(--shadow-md); }
.btn-accent:hover { background: var(--color-accent-dark); color:#fff; transform: translateY(-2px); box-shadow: var(--shadow-lg); }
.btn-ghost { background: transparent; color: var(--color-primary); border: 2px solid var(--color-primary); }
.btn-ghost:hover { background: var(--color-primary); color: #fff; }

/* ---------- Navbar (transparent over hero, solid on scroll) ---------- */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 50;
  background: transparent;
  border-bottom: 1px solid transparent;
  transition: background 0.35s ease, border-bottom-color 0.35s ease,
              backdrop-filter 0.35s ease, -webkit-backdrop-filter 0.35s ease;
}
.nav.scrolled {
  background: rgba(251, 247, 242, 0.94);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom-color: var(--color-line);
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: 16px 0;
  gap: 16px;
}
.nav-logo {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 6px;
  text-decoration: none;
}
.nav-logo img {
  height: 60px;
  width: auto;
  filter: brightness(0) invert(1) drop-shadow(0 2px 8px rgba(0, 0, 0, 0.45));
  transition: filter 0.35s ease;
}
.nav.scrolled .nav-logo img {
  filter: none;
}
.nav-affiliation {
  font-family: var(--font-body);
  font-size: 12px;
  color: #ffffff;
  font-weight: 700;
  font-style: normal;
  letter-spacing: 0.01em;
  text-shadow: 0 2px 8px rgba(0, 0, 0, 0.65);
  transition: color 0.35s ease, text-shadow 0.35s ease, opacity 0.35s ease;
}
.nav.scrolled .nav-affiliation {
  color: var(--color-ink);
  text-shadow: none;
  opacity: 0.85;
}
.nav-links { display: flex; gap: 30px; list-style: none; }
.nav-links a {
  color: #ffffff;
  font-weight: 600;
  font-size: 15px;
  position: relative;
  text-shadow: 0 2px 8px rgba(0, 0, 0, 0.65);
  transition: color 0.35s ease, text-shadow 0.35s ease;
}
.nav.scrolled .nav-links a {
  color: var(--color-ink);
  font-weight: 500;
  text-shadow: none;
}
.nav-links a::after {
  content: ''; position: absolute; bottom: -6px; right: 0; left: 0;
  height: 2px; background: var(--color-accent);
  transform: scaleX(0); transform-origin: right;
  transition: transform .25s;
}
.nav-links a:hover::after { transform: scaleX(1); }

/* Phone button - inverts based on nav state */
.nav-inner .btn-accent {
  background: transparent;
  border: 1.5px solid rgba(255, 255, 255, 0.85);
  color: #ffffff;
  text-shadow: 0 1px 4px rgba(0, 0, 0, 0.5);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  transition: background 0.35s ease, border-color 0.35s ease,
              color 0.35s ease, text-shadow 0.35s ease;
}
.nav-inner .btn-accent:hover {
  background: rgba(255, 255, 255, 0.2);
  border-color: #ffffff;
}
.nav.scrolled .nav-inner .btn-accent {
  background: var(--color-accent);
  border-color: var(--color-accent);
  color: #ffffff;
  text-shadow: none;
  backdrop-filter: none;
  -webkit-backdrop-filter: none;
}
.nav.scrolled .nav-inner .btn-accent:hover {
  background: var(--color-accent-dark);
  border-color: var(--color-accent-dark);
}

@media (max-width: 980px) {
  .nav-links { display: none; }
  .nav-logo img { height: 46px; }
  .nav-affiliation { font-size: 10.5px; }
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  padding: 200px 0 140px;
  overflow: hidden;
  min-height: 100vh;
  display: flex;
  align-items: center;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse at 20% 10%, rgba(31, 72, 71, 0.10) 0%, transparent 50%),
    radial-gradient(ellipse at 90% 80%, rgba(217, 127, 63, 0.10) 0%, transparent 50%);
  pointer-events: none;
}

/* ========================================
   Hero Video Background
   (Animated financial cityscape with skyscrapers,
    stock market data, airplane, currency graphs)
   ======================================== */

/* ============= PLACEHOLDER ==============
   In use until the video file is uploaded.
   Solid dark teal-blue background that mimics
   how the page will look once video is added.
   Remove this block when switching to video. */
.hero-video-placeholder {
  position: absolute;
  inset: 0;
  overflow: hidden;
  pointer-events: none;
  z-index: 1;
  /* Unified green: same as comparison-section for visual continuity across the page */
  background: #153939;
}
/* ======== END PLACEHOLDER ============== */

.hero-video {
  position: absolute;
  inset: 0;
  overflow: hidden;
  pointer-events: none;
  z-index: 1;
}
.hero-video video {
  position: absolute;
  top: 50%;
  left: 50%;
  min-width: 100%;
  min-height: 100%;
  width: auto;
  height: auto;
  transform: translate(-50%, -50%);
  object-fit: cover;
  display: block;
}
/* Overlay - dark layer for text readability over busy video + smooth fade to page bg */
.hero-video-overlay {
  position: absolute;
  inset: 0;
  background:
    /* Gradient at the right side for text readability */
    linear-gradient(
      to left,
      rgba(0, 0, 0, 0.35) 0%,
      rgba(0, 0, 0, 0.20) 40%,
      rgba(0, 0, 0, 0.10) 80%,
      rgba(0, 0, 0, 0.10) 100%
    );
  pointer-events: none;
}
@media (prefers-reduced-motion: reduce) {
  .hero-video video { display: none; }
  .hero-video {
    background-image: url("images/hero-bg-poster.webp");
    background-size: cover;
    background-position: center;
  }
}
@media (max-width: 768px) {
  .hero-video-overlay {
    background:
      radial-gradient(
        ellipse at center,
        rgba(13, 32, 31, 0.55) 0%,
        rgba(13, 32, 31, 0.7) 100%
      ),
      linear-gradient(
        to bottom,
        transparent 0%,
        transparent 80%,
        var(--color-bg) 100%
      );
  }
}

/* ============================================================
   HERO - Clean, spacious, designed to overlay running video
   Heebo Black for headline, Assistant for body
   ============================================================ */
.hero-content {
  position: relative;
  z-index: 2;
  display: flex;
  justify-content: flex-start;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 20px;
}
.hero-text {
  width: 100%;
  max-width: 900px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-align: right;
}

/* Main title - the visual anchor; Heebo Black, two lines natural wrap */
.hero h1 {
  font-family: var(--font-display);
  font-size: clamp(62px, 9.5vw, 113px);
  line-height: 1.2;
  margin-bottom: 28px;
  letter-spacing: -0.015em;
  color: #ffffff;
  text-align: right;
  width: 100%;
  font-weight: 900;
  text-shadow:
    0 2px 8px rgba(0, 0, 0, 0.6),
    0 6px 32px rgba(0, 0, 0, 0.55);
}

/* Supporting text - Assistant for readability, two restrained lines */
.hero-sub {
  font-family: var(--font-body);
  font-size: clamp(16px, 1.3vw, 18px);
  max-width: 580px;
  margin-bottom: 28px;
  color: rgba(255, 255, 255, 0.94);
  font-weight: 400;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.65);
  line-height: 2;
  text-align: right;
}

.hero-checklist {
  list-style: none;
  margin-top: 8px;
  text-align: right;
  width: 100%;
}
.hero-checklist li {
  font-family: var(--font-body);
  font-size: clamp(19px, 1.9vw, 25px);
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 14px;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.6);
}
.hero-checklist li::before {
  content: "✓ ";
  color: var(--color-accent);
  font-weight: 900;
  font-size: 26px;
}

.hero-tagline {
  font-family: var(--font-body);
  font-size: clamp(13px, 1.15vw, 15px);
  color: rgba(255, 255, 255, 0.92);
  font-weight: 500;
  margin-bottom: 58px;
  letter-spacing: 0;
  text-shadow: 0 2px 8px rgba(0, 0, 0, 0.6);
  text-align: right;
}
.hero-tagline strong {
  font-weight: 800;
  color: #ffffff;
}

/* Single CTA: link with text + phone underlined - clean, no heavy buttons */
.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 60px;
  justify-content: flex-start;
  width: 100%;
}
.btn-hero {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-body);
  font-size: clamp(13px, 1.1vw, 15px);
  font-weight: 700;
  color: #ffffff;
  background: transparent;
  border: 1.5px solid rgba(255, 255, 255, 0.7);
  padding: 12px 22px;
  border-radius: 999px;
  text-decoration: none;
  transition: background 0.25s ease, border-color 0.25s ease, transform 0.2s ease;
  text-shadow: 0 1px 4px rgba(0, 0, 0, 0.4);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  background-color: rgba(255, 255, 255, 0.08);
}
.btn-hero:hover {
  background-color: rgba(255, 255, 255, 0.18);
  border-color: rgba(255, 255, 255, 1);
  transform: translateY(-1px);
}
.btn-hero .phone-link {
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 4px;
  text-decoration-thickness: 1.5px;
  letter-spacing: 0.02em;
}

/* Meta strip - single horizontal row with separators */
.hero-meta {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  justify-content: flex-start;
  font-family: var(--font-body);
  font-size: clamp(11px, 0.95vw, 13px);
  color: rgba(255, 255, 255, 0.88);
  text-shadow: 0 2px 6px rgba(0, 0, 0, 0.6);
}
.hero-meta div {
  display: inline-flex;
  align-items: baseline;
  gap: 5px;
}
.hero-meta strong {
  font-weight: 800;
  color: #ffffff;
  font-size: 1.05em;
}
.hero-meta span {
  font-weight: 400;
  color: rgba(255, 255, 255, 0.85);
}
.hero-meta .meta-sep {
  color: rgba(255, 255, 255, 0.45);
  font-weight: 300;
  margin: 0 2px;
}

/* Mobile adjustments */
@media (max-width: 900px) {
  .hero { padding: 140px 0 80px; min-height: auto; }
  .hero-content { justify-content: center; }
  .hero-text { align-items: flex-start; text-align: right; max-width: 100%; }
  .hero h1 { font-size: clamp(55px, 12.6vw, 84px); margin-bottom: 18px; }
  .hero-sub { margin-bottom: 20px; line-height: 1.8; }
  .hero-tagline { margin-bottom: 38px; }
  .hero-cta { margin-bottom: 40px; }
  .hero-sub br { display: none; }
}
@media (max-width: 560px) {
  .hero-cta { width: 100%; }
  .btn-hero {
    width: 100%;
    justify-content: center;
    flex-wrap: wrap;
    padding: 11px 16px;
    font-size: 13px;
    text-align: center;
  }
  .hero-meta { gap: 8px; font-size: 11px; }
  .hero-meta .meta-sep { display: none; }
  .hero-meta div { flex-basis: 100%; }
}

/* ---------- Sections ---------- */
section { padding: 90px 0; }
.section-head {
  max-width: 760px;
  margin: 0 auto 60px;
  text-align: center;
}
.section-head p { margin-top: 14px; font-size: 17px; }

/* ---------- Promises (3 cards from logo) ---------- */
.promises-section { background: var(--color-bg-alt); padding: 70px 0; }
.promises-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.promise-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 30px 28px;
  display: flex; align-items: center; gap: 18px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--color-line);
  transition: transform .2s, box-shadow .2s;
}
.promise-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.promise-icon {
  flex-shrink: 0;
  width: 50px; height: 50px;
  border-radius: 12px;
  background: var(--color-accent);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
}
.promise-card h3 { font-family: var(--font-body); font-size: 18px; margin-bottom: 4px; font-weight: 800; }
.promise-card p { font-size: 14px; margin: 0; }
.promise-checklist-wrap { text-align: center; margin-top: 34px; }
.promise-checklist {
  list-style: none;
  display: inline-flex;
  flex-direction: column;
  gap: 14px;
  text-align: right;
}
.promise-checklist li {
  font-family: var(--font-body);
  font-size: 19px;
  font-weight: 700;
  color: var(--color-primary);
  display: flex;
  align-items: center;
  gap: 10px;
}
.promise-checklist li::before {
  content: "✓";
  color: var(--color-accent);
  font-weight: 900;
  font-size: 20px;
}
@media (max-width: 780px) {
  .promises-grid { grid-template-columns: 1fr; }
}

/* ---------- Article: Pension (dark green, white text, with Saba) ---------- */
.article-section {
  background: #153939;
  color: #ffffff;
  padding: 100px 0 60px;
  position: relative;
}
.article-section .eyebrow {
  color: var(--color-accent-light);
  font-weight: 700;
}
.article-wrap {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 60px;
  align-items: start;
}
.article-main h2 {
  font-size: clamp(30px, 4.2vw, 46px);
  margin-bottom: 12px;
  color: #ffffff;
  font-family: var(--font-display);
  font-weight: 900;
}
.article-main .lead {
  font-size: 21px;
  color: var(--color-accent-light);
  font-weight: 700;
  font-family: var(--font-body);
  margin-bottom: 30px;
  line-height: 1.45;
}
.article-main p {
  margin-bottom: 18px;
  font-size: 17px;
  color: rgba(255, 255, 255, 0.92);
  line-height: 1.75;
}
.article-main strong { color: #ffffff; font-weight: 700; }
.article-main .arrow {
  color: var(--color-accent-light);
  font-weight: 700;
  font-family: var(--font-display);
  font-size: 18px;
  display: block;
  margin-top: 28px;
  margin-bottom: 12px;
}
.article-main .pull-quote {
  background: rgba(255, 255, 255, 0.05);
  border-right: 4px solid var(--color-accent);
  padding: 20px 26px;
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 26px 0;
  font-size: 18px;
  font-weight: 600;
  color: #ffffff;
  font-family: var(--font-body);
  backdrop-filter: blur(4px);
}
.article-main .pull-quote strong { color: var(--color-accent-light); }
.article-main .end-question {
  font-family: var(--font-display);
  font-size: 24px;
  color: var(--color-accent-light);
  font-weight: 800;
  margin-top: 28px;
}

/* Saba image - alongside the article (top-aligned, scrolls naturally) */
.article-saba {
  text-align: center;
}
.article-saba img {
  width: 100%;
  max-width: 380px;
  height: auto;
  display: block;
  margin: 0 auto;
}

/* Sub-section "Compare" - merged inside article section */
.compare-wrap {
  margin-top: 100px;
  padding-top: 60px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

@media (max-width: 900px) {
  .article-wrap { grid-template-columns: 1fr; gap: 40px; }
  .article-saba { order: -1; }
  .article-saba img { max-width: 280px; }
  .compare-wrap { margin-top: 60px; padding-top: 40px; }
}

/* ---------- Testimonial / Real story ---------- */
.story-section {
  background: linear-gradient(135deg, var(--color-bg-alt) 0%, var(--color-bg) 100%);
}
.story-card {
  background: #fff;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 50px 50px;
  max-width: 920px;
  margin: 0 auto;
  position: relative;
  overflow: hidden;
}
.story-card::before {
  content: '';
  position: absolute;
  top: 0; right: 0; bottom: 0;
  width: 8px;
  background: linear-gradient(180deg, var(--color-accent), var(--color-accent-dark));
}
.story-head { margin-bottom: 22px; }
.story-head .eyebrow { margin-bottom: 3px; }
.story-sub {
  display: block;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: .06em;
  color: var(--color-accent-dark);
  opacity: .8;
}
.story-card h2 { font-size: clamp(26px, 3.6vw, 36px); margin-bottom: 20px; line-height: 1.2; }
.story-card .opener {
  font-family: var(--font-display);
  font-size: 22px;
  color: var(--color-primary);
  margin-bottom: 24px;
  font-weight: 700;
  line-height: 1.45;
}
.story-card p { font-size: 17px; margin-bottom: 18px; }
.story-numbers {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin: 30px 0;
  padding: 24px;
  background: var(--color-bg-alt);
  border-radius: var(--radius);
}
.story-number { text-align: center; }
.story-number .n {
  font-family: var(--font-display);
  font-size: 32px;
  font-weight: 900;
  color: var(--color-accent-dark);
  display: block;
  line-height: 1;
}
.story-number .n.strike { text-decoration: line-through; color: var(--color-ink-soft); opacity: 0.7; }
.story-number .n.win { color: var(--color-primary); font-size: 36px; }
.story-number small { display: block; font-size: 12px; color: var(--color-ink-soft); margin-top: 6px; }
.story-quote {
  background: var(--color-primary);
  color: #fff;
  padding: 26px 30px;
  border-radius: var(--radius);
  margin: 26px 0;
  font-family: var(--font-display);
  font-size: 19px;
  font-style: normal;
  position: relative;
}
.story-quote::before {
  content: '"';
  position: absolute;
  right: 14px; top: -10px;
  font-size: 80px;
  color: var(--color-accent);
  line-height: 1;
  font-family: var(--font-display);
}
@media (max-width: 780px) {
  .story-card { padding: 30px 26px; }
  .story-numbers { grid-template-columns: 1fr; }
}

/* ---------- Services ---------- */
.services-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 22px;
  max-width: 888px;
  margin: 0 auto;
}
.service-card {
  width: 200px;
  flex: 0 0 auto;
  background: var(--color-card);
  border-radius: var(--radius-lg);
  padding: 0 20px 22px;
  border: 1px solid var(--color-line);
  transition: transform .25s, box-shadow .25s, border-color .25s;
  position: relative;
  overflow: hidden;
  text-align: center;
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}
.service-card::before {
  content: '';
  position: absolute; top: 0; right: 0; left: 0;
  height: 4px;
  background: var(--color-accent);
  transform: scaleX(0); transform-origin: right;
  transition: transform .35s;
  z-index: 2;
}
.service-card:hover::before { transform: scaleX(1); }

/* Saba image header - takes full width, dark green bg */
.service-saba {
  width: calc(100% + 40px);
  margin: 0 -20px 18px;
  background: #153939;
  aspect-ratio: 1 / 1;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  overflow: hidden;
  position: relative;
}
.service-saba img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
  transition: transform 0.4s ease;
}
.service-card:hover .service-saba img {
  transform: scale(1.04);
}

.service-card h3 {
  margin-bottom: 8px;
  font-size: 18px;
  font-weight: 800;
  color: var(--color-primary);
}
.service-card p { font-size: 13.5px; line-height: 1.6; color: var(--color-ink-soft); }

/* ---------- Inline Check Banner (between services and knowledge) ---------- */
.check-banner {
  background: linear-gradient(135deg, #143a3c 0%, #1f4847 100%);
  padding: 0;
  position: relative;
  overflow: hidden;
}
.check-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 85% 50%, rgba(217, 127, 63, 0.25) 0%, transparent 50%),
    radial-gradient(circle at 10% 50%, rgba(217, 127, 63, 0.08) 0%, transparent 50%);
  pointer-events: none;
}
.check-banner-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 56px 24px;
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 40px;
  position: relative;
  z-index: 1;
}
.check-banner-text {
  color: #ffffff;
}
.check-banner-text h3 {
  font-family: var(--font-display);
  font-size: clamp(24px, 3vw, 34px);
  font-weight: 900;
  line-height: 1.15;
  margin-bottom: 8px;
  color: #ffffff;
}
.check-banner-text h3 .underline {
  position: relative;
  display: inline-block;
}
.check-banner-text h3 .underline::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0; right: 0;
  height: 6px;
  background: var(--color-accent);
  transform: skewY(-2deg);
  z-index: -1;
  opacity: 0.85;
}
.check-banner-text p {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.6;
  margin: 0;
}
.check-banner-form {
  display: flex;
  gap: 8px;
  align-items: stretch;
  flex-wrap: wrap;
}
.check-banner-form input {
  background: rgba(255, 255, 255, 0.95);
  border: 1px solid transparent;
  border-radius: 999px;
  padding: 13px 20px;
  font-family: var(--font-body);
  font-size: 15px;
  color: var(--color-ink);
  min-width: 150px;
  outline: none;
  transition: background 0.2s, box-shadow 0.2s;
}
.check-banner-form input::placeholder { color: #8a8170; }
.check-banner-form input:focus {
  background: #ffffff;
  box-shadow: 0 0 0 3px rgba(217, 127, 63, 0.4);
}
.check-banner-form button {
  background: var(--color-accent);
  color: #ffffff;
  border: none;
  border-radius: 999px;
  padding: 13px 30px;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.2s, transform 0.2s;
  white-space: nowrap;
}
.check-banner-form button:hover {
  background: var(--color-accent-dark);
  transform: translateY(-1px);
}

/* ===== Unified green mega-banner ===== */
.mega-banner {
  background: linear-gradient(135deg, #143a3c 0%, #1f4847 100%);
  position: relative;
  overflow: hidden;
}
.mega-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 88% 18%, rgba(217, 127, 63, 0.22) 0%, transparent 48%),
    radial-gradient(circle at 8% 85%, rgba(217, 127, 63, 0.10) 0%, transparent 50%);
  pointer-events: none;
}
.mega-banner-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 34px 24px 24px;
  position: relative;
  z-index: 1;
}
.mega-banner .check-banner-inner {
  padding: 0 0 24px;
  max-width: none;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
.mega-promises {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  padding-top: 24px;
}
.mega-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 16px;
  padding: 16px 18px;
  display: flex;
  align-items: center;
  gap: 16px;
  transition: transform 0.25s ease, background 0.25s ease;
}
.mega-card:hover {
  transform: translateY(-4px);
  background: rgba(255, 255, 255, 0.11);
}
.mega-card .promise-icon {
  flex-shrink: 0;
  width: 46px; height: 46px;
  border-radius: 12px;
  background: var(--color-accent);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
}
.mega-card h3 {
  font-family: var(--font-body);
  font-size: 18px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 4px;
}
.mega-card p {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.75);
  margin: 0;
  line-height: 1.5;
}
.mega-meta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 14px;
  margin-top: 20px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}
.mega-meta div { font-size: 15px; color: rgba(255, 255, 255, 0.9); }
.mega-meta strong { font-weight: 800; color: var(--color-accent-light); }
.mega-meta .meta-sep { color: rgba(255, 255, 255, 0.3); }
@media (max-width: 900px) {
  .mega-promises { grid-template-columns: 1fr; }
}

@media (max-width: 900px) {
  .check-banner-inner {
    grid-template-columns: 1fr;
    gap: 26px;
    padding: 44px 22px;
    text-align: center;
  }
  .check-banner-form { justify-content: center; }
  .check-banner-form input { min-width: 0; flex: 1 1 200px; }
  .check-banner-form button { flex: 1 1 100%; }
}

/* ---------- Compare sub-section (inside article-section, dark green) ---------- */
.compare-wrap h2 { color: #fff; }
.compare-wrap .eyebrow.on-dark { color: var(--color-accent-light); }

/* Zaken (elderly man) feature header */
.zaken-feature {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(260px, 380px);
  align-items: center;
  gap: 40px;
  margin-bottom: 56px;
  position: relative;
}
.zaken-feature .zaken-text {
  max-width: 560px;
}
.zaken-feature .zaken-text .eyebrow {
  margin-bottom: 18px;
}
.zaken-feature .zaken-text h2 {
  font-size: clamp(30px, 4.5vw, 48px);
  line-height: 1.1;
  margin-bottom: 16px;
}
.zaken-feature .zaken-text p {
  font-size: 18px;
  color: rgba(255,255,255,0.82);
  line-height: 1.6;
  margin: 0;
}
.zaken-feature .zaken-image {
  position: relative;
  max-height: 520px;
}
.zaken-feature .zaken-image img {
  width: 100%;
  height: auto;
  max-height: 560px;
  object-fit: contain;
  display: block;
}
@media (max-width: 980px) {
  .zaken-feature {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 20px;
  }
  .zaken-feature .zaken-text { margin: 0 auto; }
  .zaken-feature .zaken-image {
    max-width: 320px;
    max-height: 440px;
    margin: 0 auto;
  }
  .zaken-feature .zaken-image img {
    max-height: 440px;
  }
}

.compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  position: relative;
  margin-bottom: 40px;
}
.compare-col {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  backdrop-filter: blur(6px);
  border-radius: var(--radius-lg);
  padding: 30px;
}
.compare-col.bad { border-top: 4px solid #c66664; }
.compare-col.good { border-top: 4px solid var(--color-accent); background: rgba(217, 127, 63, 0.08); }
.compare-col h3 {
  color: #fff;
  font-size: 22px;
  text-align: center;
  padding-bottom: 18px;
  margin-bottom: 22px;
  border-bottom: 1px solid rgba(255,255,255,0.15);
  font-family: var(--font-display);
}
.compare-col.bad h3::before { content: '✕'; color: #e58886; margin-left: 10px; }
.compare-col.good h3::before { content: '✓'; color: var(--color-accent-light); margin-left: 10px; }
.compare-list { list-style: none; }
.compare-list li {
  padding: 14px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  font-size: 16px;
  color: rgba(255,255,255,0.88);
  line-height: 1.65;
}
.compare-list li strong { color: var(--color-accent-light); font-weight: 700; }
.compare-list li:last-child { border-bottom: none; }
.halacha-note {
  background: rgba(0,0,0,0.20);
  border-right: 4px solid var(--color-accent);
  padding: 22px 26px;
  border-radius: var(--radius);
  font-size: 15px;
  color: rgba(255,255,255,0.82);
  line-height: 1.7;
  font-style: normal;
}
.halacha-note strong { color: var(--color-accent-light); font-weight: 700; font-style: normal; }
.compare-cta {
  text-align: center;
  margin-top: 36px;
  font-size: 19px;
  color: #fff;
}
.compare-cta strong { color: var(--color-accent-light); font-weight: 800; display: block; margin-bottom: 16px; font-size: 22px; font-family: var(--font-display); }
@media (max-width: 780px) {
  .compare-grid { grid-template-columns: 1fr; }
}

/* ---------- Knowledge corner (Child savings) ---------- */
.knowledge-section { background: var(--color-bg-alt); }
.knowledge-title { display: inline-flex; align-items: center; gap: 12px; }
.kn-title-ic { width: 0.8em; height: 0.8em; flex-shrink: 0; color: var(--color-accent-dark); }
.knowledge-sub { display: inline-block; font-size: 18px; font-weight: 800; letter-spacing: .03em; color: #1a1a1a; }
.knowledge-header {
  display: flex; align-items: center; gap: 14px;
  margin: 16px 0 0;
  justify-content: center;
}
.knowledge-header .badge {
  background: var(--color-primary);
  color: #fff;
  width: 48px; height: 48px;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display);
  font-weight: 900;
  font-size: 28px;
  box-shadow: var(--shadow-md);
}
.knowledge-card {
  background: #fff;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: 50px;
  max-width: 920px;
  margin: 0 auto;
}
.knowledge-card h3 {
  font-size: 26px;
  margin-bottom: 16px;
  padding-bottom: 14px;
  border-bottom: 2px solid var(--color-accent);
  display: inline-block;
}
.knowledge-card p { font-size: 17px; margin-bottom: 18px; }
.knowledge-action {
  display: flex; align-items: center; gap: 14px;
  background: var(--color-bg);
  border: 1.5px dashed var(--color-line);
  border-radius: var(--radius);
  padding: 18px 22px;
  margin: 12px 0;
  transition: all .2s;
  position: relative;
}
.knowledge-action:hover {
  border-color: var(--color-accent);
  border-style: solid;
  background: #fff;
  box-shadow: var(--shadow-sm);
}
.knowledge-action .pointer {
  flex-shrink: 0;
  width: 38px; height: 38px;
  border-radius: 10px;
  background: var(--color-accent);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px;
}
.knowledge-action .text {
  flex: 1;
  font-size: 16px;
  font-weight: 500;
  color: var(--color-ink);
}
.knowledge-action .text strong { color: var(--color-accent-dark); font-weight: 800; }
.knowledge-action .link-pending {
  font-size: 12px;
  color: var(--color-accent-dark);
  background: rgba(217,127,63,0.12);
  padding: 4px 10px;
  border-radius: 6px;
  font-weight: 700;
  letter-spacing: .04em;
}
.knowledge-actions { margin: 24px 0; }
.knowledge-card .footnote {
  font-size: 13.5px;
  color: var(--color-ink-soft);
  font-style: normal;
  padding: 18px 22px;
  background: var(--color-bg-alt);
  border-radius: var(--radius);
  margin-top: 26px;
  line-height: 1.6;
}
@media (max-width: 780px) {
  .knowledge-card { padding: 30px 24px; }
}

/* ---------- Halacha quote section ---------- */
.halacha-section {
  padding: 70px 0;
  background: var(--color-bg);
}
.halacha-card {
  max-width: 880px; margin: 0 auto;
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 40px 50px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--color-line);
  position: relative;
}
.halacha-card::before {
  content: 'בס"ד';
  position: absolute;
  top: 12px; left: 16px;
  font-family: var(--font-display);
  color: var(--color-primary);
  opacity: 0.5;
  font-size: 14px;
}
.halacha-card .source {
  font-family: var(--font-display);
  color: var(--color-accent-dark);
  font-weight: 700;
  font-size: 16px;
  margin-bottom: 14px;
}
.halacha-card .text {
  font-family: var(--font-display);
  font-size: 19px;
  line-height: 1.7;
  color: var(--color-ink);
}
@media (max-width: 780px) {
  .halacha-card { padding: 30px 26px; }
  .halacha-card .text { font-size: 17px; }
}

/* ---------- Resources / Links ---------- */
.resources-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 18px;
}
.resource-link {
  display: flex; align-items: center; gap: 14px;
  background: #fff;
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  padding: 18px 22px;
  transition: all .2s;
}
.resource-link:hover {
  border-color: var(--color-accent);
  transform: translateX(-4px);
  box-shadow: var(--shadow-md);
}
.resource-link .ricon {
  width: 42px; height: 42px;
  border-radius: 10px;
  background: rgba(217, 127, 63, 0.12);
  display: flex; align-items: center; justify-content: center;
  color: var(--color-accent-dark);
  flex-shrink: 0;
}
.resource-link .rtitle { font-weight: 700; color: var(--color-ink); font-size: 16px; display:block; }
.resource-link .rsub { font-size: 13px; color: var(--color-ink-soft); }
.resource-placeholder {
  grid-column: 1 / -1;
  text-align: center;
  padding: 22px;
  color: var(--color-ink-soft);
  font-size: 14px;
  border: 1px dashed var(--color-line);
  border-radius: var(--radius);
  background: rgba(255,255,255,0.5);
}

/* ---------- Contact ---------- */
/* ---------- Insurance Partners Logos ---------- */
.partners-section {
  background: var(--color-bg);
  padding: 70px 0;
  border-top: 1px solid var(--color-line);
}
.partners-head {
  text-align: center;
  margin-bottom: 40px;
}
.partners-head h3 {
  font-family: var(--font-display);
  font-size: clamp(20px, 2.3vw, 26px);
  font-weight: 800;
  color: var(--color-primary);
  margin-bottom: 8px;
}
.partners-head .divider-line {
  width: 50px;
  height: 3px;
  background: var(--color-accent);
  margin: 14px auto 0;
  border-radius: 2px;
}
.partners-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 20px;
  align-items: center;
  max-width: 1100px;
  margin: 0 auto;
}
.partner-logo {
  background: #ffffff;
  border: 1px solid var(--color-line);
  border-radius: 12px;
  padding: 18px 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 90px;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.partner-logo:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.08);
  border-color: var(--color-accent-light);
}
.partner-logo img {
  max-width: 100%;
  max-height: 50px;
  width: auto;
  height: auto;
  display: block;
  animation: partner-sway 4.5s ease-in-out infinite alternate;
  will-change: transform;
}
@keyframes partner-sway {
  from { transform: translateX(-6px); }
  to   { transform: translateX(6px); }
}
/* תזמון מדורג כדי שהלוגואים לא ינועו בסנכרון */
.partners-grid .partner-logo:nth-child(1) img { animation-delay: 0s;    animation-duration: 4.5s; }
.partners-grid .partner-logo:nth-child(2) img { animation-delay: -0.9s; animation-duration: 5.2s; }
.partners-grid .partner-logo:nth-child(3) img { animation-delay: -1.8s; animation-duration: 4.8s; }
.partners-grid .partner-logo:nth-child(4) img { animation-delay: -2.7s; animation-duration: 5.5s; }
.partners-grid .partner-logo:nth-child(5) img { animation-delay: -1.3s; animation-duration: 4.2s; }
.partners-grid .partner-logo:nth-child(6) img { animation-delay: -3.4s; animation-duration: 5.0s; }
@media (prefers-reduced-motion: reduce) {
  .partner-logo img { animation: none; }
}
@media (max-width: 900px) {
  .partners-grid { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 500px) {
  .partners-grid { grid-template-columns: repeat(2, 1fr); gap: 12px; }
  .partner-logo { min-height: 70px; padding: 12px 8px; }
}

/* ---------- Contact ---------- */
.contact-section { background: var(--color-bg-alt); }
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 50px;
}
.contact-info { padding-top: 10px; }
.contact-info h2 { margin-bottom: 16px; }
.contact-info > p { margin-bottom: 28px; font-size: 17px; }
.contact-item {
  display: flex; align-items: center; gap: 16px;
  padding: 18px 20px;
  background: #fff;
  border-radius: var(--radius);
  margin-bottom: 12px;
  transition: transform .15s;
}
.contact-item:hover { transform: translateX(-4px); }
.contact-item .cicon {
  width: 46px; height: 46px;
  border-radius: 12px;
  background: var(--color-primary);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact-item .ctext small {
  display: block; font-size: 12.5px; color: var(--color-ink-soft);
  letter-spacing: .04em;
}
.contact-item .ctext strong {
  display: block; color: var(--color-ink);
  font-size: 17px; font-weight: 700;
  direction: ltr; text-align: right;
}
.contact-item.email .ctext strong { font-size: 15px; }
.hours-box {
  background: #fff;
  border-radius: var(--radius);
  padding: 22px 24px;
  margin-top: 18px;
  border-right: 4px solid var(--color-accent);
}
.hours-box h4 {
  font-family: var(--font-display);
  font-size: 18px;
  margin-bottom: 12px;
  color: var(--color-ink);
  display: flex; align-items: center; gap: 8px;
}
.hours-box h4::before { content: '🕒'; font-size: 18px; }
.hours-list { list-style: none; font-size: 15px; color: var(--color-ink); }
.hours-list li {
  padding: 6px 0;
  display: flex; justify-content: space-between;
  border-bottom: 1px dashed var(--color-line);
}
.hours-list li:last-child { border-bottom: none; }
.hours-list li span:last-child { font-weight: 700; direction: ltr; color: var(--color-primary); }

.contact-form {
  background: #fff;
  padding: 38px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}
.form-group { margin-bottom: 18px; }
.form-group label {
  display: block; font-size: 14px; font-weight: 600;
  color: var(--color-ink); margin-bottom: 6px;
}
.form-group input, .form-group textarea, .form-group select {
  width: 100%;
  padding: 13px 16px;
  border: 1px solid var(--color-line);
  border-radius: 10px;
  font-family: var(--font-body);
  font-size: 16px;
  background: var(--color-bg);
  color: var(--color-ink);
  transition: border-color .15s, box-shadow .15s;
}
.form-group input:focus, .form-group textarea:focus, .form-group select:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(31, 72, 71, 0.12);
}
.form-group textarea { resize: vertical; min-height: 110px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-submit { width: 100%; justify-content: center; margin-top: 6px; }
.form-note { font-size: 13px; color: var(--color-ink-soft); margin-top: 12px; text-align: center; }

@media (max-width: 900px) {
  .contact-grid { grid-template-columns: 1fr; gap: 36px; }
  .form-row { grid-template-columns: 1fr; }
  .contact-form { padding: 26px; }
}

/* ---------- Footer ---------- */
footer {
  background: var(--color-primary-dark);
  color: rgba(255,255,255,0.7);
  padding: 60px 0 32px;
  text-align: center;
}
footer .footer-logo {
  display: inline-block;
  background: #fbf7f2;
  padding: 22px 30px;
  border-radius: 18px;
  box-shadow: 0 12px 36px rgba(0, 0, 0, 0.25);
  margin-bottom: 26px;
  position: relative;
}
footer .footer-logo::before {
  content: '';
  position: absolute;
  inset: -3px;
  border-radius: 20px;
  background: linear-gradient(135deg, var(--color-accent), var(--color-primary-light));
  z-index: -1;
  opacity: 0.5;
  filter: blur(8px);
}
footer .footer-logo img {
  height: 130px;
  width: auto;
  display: block;
  margin: 0 auto;
}
footer p { color: rgba(255,255,255,0.65); font-size: 14px; margin-bottom: 8px; }
footer .footer-name {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 900;
  color: #fff;
  margin-bottom: 4px;
  letter-spacing: .02em;
}
footer .footer-tag {
  font-family: var(--font-display);
  font-size: 20px;
  color: #fff;
  margin-bottom: 8px;
  letter-spacing: .04em;
}
footer .footer-brand {
  font-size: 16px;
  font-weight: 800;
  color: var(--color-accent-light);
  margin-bottom: 18px;
  letter-spacing: .02em;
}
footer .footer-divider {
  width: 60px; height: 2px;
  background: var(--color-accent);
  margin: 18px auto;
}
@media (max-width: 600px) {
  footer .footer-logo { padding: 18px 22px; }
  footer .footer-logo img { height: 100px; }
}

/* ============================================================
   FLOATING CONTACT BUTTON (right-bottom corner)
   ============================================================ */
.floating-contact {
  position: fixed;
  bottom: 24px;
  left: 24px;
  z-index: 90;
  display: flex;
  flex-direction: column;
  gap: 12px;
  align-items: flex-start;
}
.float-btn {
  display: flex;
  align-items: center;
  gap: 10px;
  background: var(--color-accent);
  color: #ffffff;
  padding: 14px 22px;
  border-radius: 999px;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 700;
  box-shadow: 0 8px 28px rgba(0, 0, 0, 0.25), 0 2px 6px rgba(0, 0, 0, 0.15);
  transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease;
  text-decoration: none;
  border: 2px solid rgba(255, 255, 255, 0.3);
}
.float-btn:hover, .float-btn:focus-visible {
  background: var(--color-accent-dark);
  transform: translateY(-3px);
  box-shadow: 0 14px 36px rgba(0, 0, 0, 0.32), 0 2px 8px rgba(0, 0, 0, 0.2);
  outline: 3px solid rgba(255, 255, 255, 0.6);
  outline-offset: 2px;
}
.float-btn svg {
  width: 20px; height: 20px;
  flex-shrink: 0;
}
.float-btn.float-btn-secondary {
  background: var(--color-primary);
  font-size: 14px;
  padding: 12px 18px;
}
.float-btn.float-btn-secondary:hover {
  background: var(--color-primary-dark);
}
@media (max-width: 560px) {
  .floating-contact {
    bottom: 16px;
    left: 16px;
  }
  .float-btn {
    padding: 12px 16px;
    font-size: 13px;
  }
  .float-btn .label-text {
    display: none;
  }
  .float-btn {
    width: 52px;
    height: 52px;
    padding: 0;
    justify-content: center;
    border-radius: 50%;
  }
  .float-btn svg { width: 22px; height: 22px; }
}

/* ============================================================
   ACCESSIBILITY WIDGET (left-bottom corner)
   ============================================================ */
.a11y-trigger {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 91;
  width: 56px;
  height: 56px;
  background: #1768d4;
  color: #ffffff;
  border: 2px solid #ffffff;
  border-radius: 50%;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 28px rgba(0, 0, 0, 0.3), 0 0 0 1px rgba(0, 0, 0, 0.1);
  transition: transform 0.2s ease, background 0.2s ease;
}
.a11y-trigger:hover, .a11y-trigger:focus-visible {
  background: #0d4ea4;
  transform: scale(1.08);
  outline: 3px solid #ffd700;
  outline-offset: 2px;
}
.a11y-trigger svg {
  width: 28px;
  height: 28px;
}
@media (max-width: 560px) {
  .a11y-trigger {
    bottom: 16px;
    right: 16px;
    width: 48px;
    height: 48px;
  }
  .a11y-trigger svg { width: 24px; height: 24px; }
}

.a11y-panel {
  position: fixed;
  bottom: 90px;
  right: 24px;
  z-index: 92;
  width: 300px;
  max-width: calc(100vw - 32px);
  background: #ffffff;
  border-radius: 16px;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.25), 0 0 0 1px rgba(0, 0, 0, 0.06);
  padding: 20px;
  transform: scale(0.85) translateY(20px);
  transform-origin: bottom right;
  opacity: 0;
  visibility: hidden;
  transition: transform 0.25s ease, opacity 0.25s ease, visibility 0.25s;
  font-family: var(--font-body);
}
.a11y-panel.open {
  transform: scale(1) translateY(0);
  opacity: 1;
  visibility: visible;
}
.a11y-panel h3 {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 800;
  color: var(--color-primary);
  margin: 0 0 16px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--color-line);
}
.a11y-panel button.a11y-option {
  width: 100%;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 14px;
  background: var(--color-bg);
  border: 1.5px solid var(--color-line);
  border-radius: 10px;
  color: var(--color-ink);
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  margin-bottom: 8px;
  transition: background 0.2s, border-color 0.2s;
  text-align: right;
}
.a11y-panel button.a11y-option:hover {
  background: var(--color-bg-alt);
  border-color: var(--color-accent);
}
.a11y-panel button.a11y-option.active {
  background: var(--color-primary);
  color: #ffffff;
  border-color: var(--color-primary);
}
.a11y-panel button.a11y-option svg {
  width: 18px; height: 18px;
  flex-shrink: 0;
}
.a11y-panel .a11y-reset {
  width: 100%;
  padding: 10px;
  background: transparent;
  border: 1px solid var(--color-line);
  border-radius: 8px;
  color: var(--color-ink-soft);
  font-family: var(--font-body);
  font-size: 13px;
  cursor: pointer;
  margin-top: 12px;
  transition: background 0.2s;
}
.a11y-panel .a11y-reset:hover {
  background: var(--color-bg);
}
.a11y-panel .a11y-statement {
  display: block;
  margin-top: 12px;
  padding-top: 12px;
  border-top: 1px solid var(--color-line);
  font-size: 12px;
  color: var(--color-ink-soft);
  text-align: center;
  text-decoration: underline;
}

/* Accessibility states applied to body */
body.a11y-large-text { font-size: 18px; }
body.a11y-large-text h1 { font-size: clamp(40px, 6vw, 70px) !important; }
body.a11y-large-text h2 { font-size: clamp(28px, 4vw, 42px) !important; }
body.a11y-large-text h3 { font-size: clamp(22px, 3vw, 28px) !important; }
body.a11y-large-text p, body.a11y-large-text li { font-size: 18px !important; line-height: 1.85 !important; }

body.a11y-high-contrast {
  filter: contrast(1.4);
}
body.a11y-high-contrast .hero-video-overlay {
  background: rgba(0, 0, 0, 0.75) !important;
}

body.a11y-highlight-links a {
  text-decoration: underline !important;
  text-decoration-thickness: 2px !important;
  text-underline-offset: 3px !important;
  background: rgba(255, 230, 0, 0.4) !important;
  padding: 2px 4px !important;
  border-radius: 3px !important;
}

body.a11y-readable-font, body.a11y-readable-font * {
  font-family: "Arial", "Tahoma", sans-serif !important;
  letter-spacing: 0.05em !important;
}

body.a11y-pause-animations *, body.a11y-pause-animations *::before, body.a11y-pause-animations *::after {
  animation-play-state: paused !important;
  animation-iteration-count: 0 !important;
  transition: none !important;
}
body.a11y-pause-animations .hero-video video { display: none !important; }
body.a11y-pause-animations .hero-video {
  background-image: url("images/hero-bg-poster.webp");
  background-size: cover;
  background-position: center;
}

/* Skip to content - visible on focus */
.skip-link {
  position: absolute;
  top: -40px;
  right: 0;
  background: var(--color-primary);
  color: #ffffff;
  padding: 10px 18px;
  z-index: 1000;
  text-decoration: none;
  font-weight: 700;
  border-bottom-left-radius: 8px;
  transition: top 0.2s ease;
}
.skip-link:focus {
  top: 0;
  outline: 3px solid var(--color-accent);
}

/* Visible focus indicator on all interactive elements */
a:focus-visible, button:focus-visible, input:focus-visible,
textarea:focus-visible, select:focus-visible {
  outline: 3px solid var(--color-accent);
  outline-offset: 2px;
  border-radius: 6px;
}

/* Accessibility statement modal */
.a11y-statement-modal {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.6);
  z-index: 100;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 20px;
}
.a11y-statement-modal.open {
  display: flex;
}
.a11y-statement-modal .modal-content {
  background: #ffffff;
  border-radius: 14px;
  max-width: 720px;
  width: 100%;
  max-height: 85vh;
  overflow-y: auto;
  padding: 36px;
  position: relative;
}
.a11y-statement-modal h2 {
  font-family: var(--font-display);
  font-size: 28px;
  color: var(--color-primary);
  margin-bottom: 18px;
}
.a11y-statement-modal h3 {
  font-family: var(--font-display);
  font-size: 18px;
  color: var(--color-primary);
  margin-top: 22px;
  margin-bottom: 10px;
}
.a11y-statement-modal p { font-size: 15px; line-height: 1.7; color: var(--color-ink); margin-bottom: 10px; }
.a11y-statement-modal ul { list-style: disc; padding-right: 22px; margin-bottom: 14px; }
.a11y-statement-modal ul li { font-size: 15px; line-height: 1.7; color: var(--color-ink); margin-bottom: 6px; }
.a11y-statement-modal .close-btn {
  position: absolute;
  top: 14px;
  left: 14px;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--color-bg);
  border: 1px solid var(--color-line);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  color: var(--color-ink);
}
.a11y-statement-modal .close-btn:hover { background: var(--color-bg-alt); }

/* ---------- Animations ---------- */
.fade-up {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity .6s ease, transform .6s ease;
}
.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}